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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,330 | $77,472+86.3% | $100,415+43.7% | $80,959+78.3% |
| Participation rate | 78.4% | 76.9%+1.5pp | 81.5%-3.1pp | 67.7%+10.8pp |
| Annual return | 8.15% | 37.26%-29.1pp | 49.47%-41.3pp | 35.67%-27.5pp |
| Employer contribution / active EE | $596 | $2,800-78.7% | $3,943-84.9% | $2,757-78.4% |
| Participant deferral / active EE | $3,953 | $6,818-42.0% | $8,091-51.1% | $4,300-8.1% |
| Admin fee / account holder | $19,748 | $5,885+235.6% | $7,906+149.8% | $6,925+185.2% |