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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,260 | $107,363-27.1% | $92,909-15.8% | $152,897-48.8% |
| Participation rate | 61.1% | 79.8%-18.7pp | 76.0%-14.9pp | 82.5%-21.3pp |
| Annual return | 22.72% | 145.63%-122.9pp | 109.44%-86.7pp | 345.43%-322.7pp |
| Employer contribution / active EE | $860 | $4,222-79.6% | $3,653-76.5% | $4,764-81.9% |
| Participant deferral / active EE | $2,125 | $4,848-56.2% | $4,238-49.9% | $5,851-63.7% |
| Admin fee / account holder | $581 | $7,082-91.8% | $5,795-90.0% | $11,599-95.0% |