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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,793 | $180,462-67.4% | $154,111-61.9% | $135,379-56.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -1.26% | 888.17%-889.4pp | 735.18%-736.4pp | 519.79%-521.1pp |
| Employer contribution / active EE | $9,408 | $6,036+55.9% | $5,298+77.6% | $4,779+96.9% |
| Participant deferral / active EE | $5,179 | $5,806-10.8% | $5,081+1.9% | $5,609-7.7% |
| Admin fee / account holder | $1,290 | $16,145-92.0% | $13,411-90.4% | $10,828-88.1% |