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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,595 | $150,447-24.5% | $136,298-16.7% | $147,586-23.0% |
| Participation rate | 78.6% | 84.4%-5.9pp | 81.9%-3.3pp | 82.8%-4.3pp |
| Annual return | 17.92% | 1049.15%-1031.2pp | 5156.27%-5138.3pp | 578.59%-560.7pp |
| Employer contribution / active EE | $3,425 | $5,256-34.8% | $4,696-27.1% | $4,876-29.8% |
| Participant deferral / active EE | $5,791 | $6,631-12.7% | $6,247-7.3% | $5,439+6.5% |
| Admin fee / account holder | $377 | $10,906-96.5% | $9,244-95.9% | $10,886-96.5% |