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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $542,937 | $176,402+207.8% | $134,162+304.7% | $158,982+241.5% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 15.22% | 63.66%-48.4pp | 36.35%-21.1pp | 302.99%-287.8pp |
| Employer contribution / active EE | $6,339 | $5,042+25.7% | $3,705+71.1% | $4,763+33.1% |
| Participant deferral / active EE | $17,617 | $4,093+330.4% | $3,500+403.4% | $5,983+194.4% |
| Admin fee / account holder | $1,273 | $8,719-85.4% | $6,685-81.0% | $11,252-88.7% |