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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,915 | $209,422-59.5% | $178,503-52.4% | $158,982-46.6% |
| Participation rate | 81.3% | 86.4%-5.1pp | 81.9%-0.7pp | 82.0%-0.7pp |
| Annual return | -3.58% | 188.81%-192.4pp | 151.12%-154.7pp | 302.99%-306.6pp |
| Employer contribution / active EE | $3,958 | $5,707-30.7% | $5,011-21.0% | $4,763-16.9% |
| Participant deferral / active EE | $4,232 | $5,955-28.9% | $5,202-18.6% | $5,983-29.3% |
| Admin fee / account holder | $560 | $17,079-96.7% | $13,987-96.0% | $11,252-95.0% |