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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,710 | $135,956-51.7% | $123,894-47.0% | $273,972-76.0% |
| Participation rate | 57.1% | 84.1%-26.9pp | 81.4%-24.3pp | 83.0%-25.9pp |
| Annual return | 3.73% | 56.63%-52.9pp | 47.52%-43.8pp | 41.46%-37.7pp |
| Employer contribution / active EE | $2,009 | $5,170-61.1% | $4,617-56.5% | $4,869-58.7% |
| Participant deferral / active EE | $8,324 | $6,343+31.2% | $5,984+39.1% | $5,287+57.4% |
| Admin fee / account holder | $23,586 | $9,817+140.2% | $8,357+182.2% | $10,133+132.8% |