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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,136 | $183,516+32.5% | $155,534+56.3% | $145,884+66.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.39% | 61.43%-41.0pp | 64.92%-44.5pp | 551.85%-531.5pp |
| Employer contribution / active EE | $2,078 | $5,315-60.9% | $4,675-55.5% | $4,662-55.4% |
| Participant deferral / active EE | $6,537 | $6,467+1.1% | $5,630+16.1% | $6,690-2.3% |
| Admin fee / account holder | $714 | $19,293-96.3% | $15,900-95.5% | $13,392-94.7% |