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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,303 | $167,353-25.1% | $143,797-12.9% | $134,545-6.9% |
| Participation rate | 64.3% | 84.8%-20.5pp | 80.3%-16.0pp | 81.2%-16.9pp |
| Annual return | -16.25% | 0.48%-16.7pp | -0.04%-16.2pp | 418.37%-434.6pp |
| Employer contribution / active EE | $6,301 | $5,620+12.1% | $4,952+27.2% | $4,742+32.9% |
| Participant deferral / active EE | $6,392 | $6,447-0.9% | $5,638+13.4% | $6,401-0.1% |
| Admin fee / account holder | $9,989 | $18,096-44.8% | $14,679-32.0% | $11,431-12.6% |