Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,056 | $88,778-69.5% | $81,844-66.9% | $145,884-81.5% |
| Participation rate | 33.3% | 75.1%-41.7pp | 72.4%-39.0pp | 80.3%-47.0pp |
| Annual return | 13.82% | 1033.03%-1019.2pp | 778.87%-765.1pp | 551.85%-538.0pp |
| Employer contribution / active EE | $10,864 | $3,087+251.9% | $2,916+272.5% | $4,662+133.0% |
| Participant deferral / active EE | $42,760 | $4,648+819.9% | $4,323+889.0% | $6,690+539.2% |
| Admin fee / account holder | $7,409 | $8,430-12.1% | $7,355+0.7% | $13,392-44.7% |