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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,262 | $32,037-24.3% | $69,182-64.9% | $62,881-61.4% |
| Participation rate | 19.1% | 43.4%-24.3pp | 55.1%-36.0pp | 69.3%-50.2pp |
| Annual return | 8.01% | 15.16%-7.2pp | -21.93%+29.9pp | 20.14%-12.1pp |
| Employer contribution / active EE | $405 | $679-40.4% | $1,206-66.4% | $2,281-82.3% |
| Participant deferral / active EE | $605 | $1,185-49.0% | $1,897-68.1% | $3,203-81.1% |
| Admin fee / account holder | $844 | $2,608-67.6% | $2,697-68.7% | $4,296-80.4% |