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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,241 | $198,462-43.9% | $170,439-34.7% | $147,585-24.6% |
| Participation rate | 87.5% | 88.0%-0.5pp | 83.6%+3.9pp | 82.8%+4.7pp |
| Annual return | 17.02% | 257.30%-240.3pp | 205.94%-188.9pp | 578.58%-561.6pp |
| Employer contribution / active EE | $7,316 | $6,184+18.3% | $5,433+34.7% | $4,876+50.0% |
| Participant deferral / active EE | $6,359 | $5,629+13.0% | $4,939+28.7% | $5,439+16.9% |
| Admin fee / account holder | $525 | $16,852-96.9% | $13,881-96.2% | $10,886-95.2% |