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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,762 | $217,432+85.2% | $185,851+116.7% | $167,553+140.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.99% | 148.43%-130.4pp | 122.11%-104.1pp | 478.89%-460.9pp |
| Employer contribution / active EE | $8,774 | $5,874+49.4% | $5,168+69.8% | $4,840+81.3% |
| Participant deferral / active EE | $5,507 | $6,357-13.4% | $5,569-1.1% | $6,343-13.2% |
| Admin fee / account holder | $883 | $19,820-95.5% | $16,245-94.6% | $12,316-92.8% |