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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,275 | $35,955-90.9% | $78,210-95.8% | $69,631-95.3% |
| Participation rate | 79.9% | 67.2%+12.7pp | 68.7%+11.1pp | 70.7%+9.2pp |
| Annual return | 48.78% | 16.42%+32.4pp | 40.90%+7.9pp | 27571.02%-27522.2pp |
| Employer contribution / active EE | $818 | $1,244-34.3% | $2,034-59.8% | $2,032-59.8% |
| Participant deferral / active EE | $980 | $2,107-53.5% | $2,823-65.3% | $3,224-69.6% |
| Admin fee / account holder | $35 | $86-59.3% | $3,758-99.1% | $110-68.4% |