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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $793,403 | $110,337+619.1% | $102,383+674.9% | $145,877+443.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.66% | 24.83%-9.2pp | 24.94%-9.3pp | 551.28%-535.6pp |
| Employer contribution / active EE | $1,752 | $4,216-58.5% | $3,870-54.7% | $4,663-62.4% |
| Participant deferral / active EE | $17,055 | $5,621+203.4% | $5,060+237.1% | $6,691+154.9% |
| Admin fee / account holder | $558 | $9,750-94.3% | $8,391-93.4% | $13,402-95.8% |