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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,545 | $157,296-64.1% | $141,191-60.0% | $152,897-63.0% |
| Participation rate | 40.0% | 84.8%-44.8pp | 82.5%-42.5pp | 82.5%-42.5pp |
| Annual return | 24.25% | 64.34%-40.1pp | 71.41%-47.2pp | 345.43%-321.2pp |
| Employer contribution / active EE | $2,317 | $5,262-56.0% | $4,736-51.1% | $4,764-51.4% |
| Participant deferral / active EE | $3,276 | $7,111-53.9% | $6,710-51.2% | $5,851-44.0% |
| Admin fee / account holder | $2,224 | $12,125-81.7% | $10,264-78.3% | $11,599-80.8% |