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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,982 | $160,028+85.0% | $147,080+101.2% | $145,884+102.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.56% | 98.60%-85.0pp | 420.17%-406.6pp | 551.85%-538.3pp |
| Employer contribution / active EE | $1,457 | $5,286-72.4% | $4,933-70.5% | $4,662-68.7% |
| Participant deferral / active EE | $9,141 | $8,422+8.5% | $8,066+13.3% | $6,690+36.7% |
| Admin fee / account holder | $7,953 | $15,030-47.1% | $12,989-38.8% | $13,392-40.6% |