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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,966 | $227,291-0.6% | $214,702+5.2% | $155,188+45.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 16.75% | 60.08%-43.3pp | 54.55%-37.8pp | 148.84%-132.1pp |
| Employer contribution / active EE | $5,297 | $6,772-21.8% | $6,461-18.0% | $4,248+24.7% |
| Participant deferral / active EE | $9,076 | $9,582-5.3% | $9,147-0.8% | $6,531+39.0% |
| Admin fee / account holder | $1,627 | $20,413-92.0% | $19,830-91.8% | $14,480-88.8% |