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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,966 | $223,823+1.0% | $211,142+7.0% | $154,746+46.0% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 16.75% | 50.39%-33.6pp | 46.84%-30.1pp | 172.34%-155.6pp |
| Employer contribution / active EE | $5,297 | $6,787-21.9% | $6,442-17.8% | $4,379+21.0% |
| Participant deferral / active EE | $9,076 | $9,750-6.9% | $9,284-2.2% | $6,730+34.9% |
| Admin fee / account holder | $1,627 | $19,707-91.7% | $19,076-91.5% | $14,365-88.7% |