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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,966 | $209,336+7.9% | $197,124+14.6% | $137,256+64.6% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 16.75% | 48.09%-31.3pp | 44.34%-27.6pp | 220.34%-203.6pp |
| Employer contribution / active EE | $5,297 | $6,591-19.6% | $6,227-14.9% | $4,156+27.5% |
| Participant deferral / active EE | $9,076 | $9,614-5.6% | $9,135-0.6% | $6,407+41.7% |
| Admin fee / account holder | $1,627 | $17,308-90.6% | $16,298-90.0% | $12,270-86.7% |