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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,966 | $275,752-18.1% | $256,809-12.0% | $198,609+13.8% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 16.75% | 34.81%-18.1pp | 32.73%-16.0pp | 202.70%-185.9pp |
| Employer contribution / active EE | $5,297 | $7,721-31.4% | $7,263-27.1% | $5,055+4.8% |
| Participant deferral / active EE | $9,076 | $10,037-9.6% | $9,520-4.7% | $6,977+30.1% |
| Admin fee / account holder | $1,627 | $25,716-93.7% | $25,146-93.5% | $19,030-91.5% |