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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,186 | $183,592-3.5% | $155,574+13.9% | $145,877+21.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.60% | 61.37%-46.8pp | 64.87%-50.3pp | 551.28%-536.7pp |
| Employer contribution / active EE | $3,096 | $5,317-41.8% | $4,676-33.8% | $4,663-33.6% |
| Participant deferral / active EE | $3,637 | $6,466-43.7% | $5,629-35.4% | $6,691-45.6% |
| Admin fee / account holder | $10,874 | $19,316-43.7% | $15,914-31.7% | $13,402-18.9% |