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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,524 | $107,015-74.3% | $73,545-62.6% | $147,585-81.4% |
| Participation rate | 12.5% | 66.4%-53.9pp | 54.9%-42.4pp | 82.8%-70.3pp |
| Annual return | 20.04% | 38.25%-18.2pp | -15.16%+35.2pp | 578.58%-558.5pp |
| Employer contribution / active EE | $309 | $1,760-82.4% | $1,219-74.6% | $4,876-93.7% |
| Participant deferral / active EE | $1,443 | $2,462-41.4% | $1,806-20.1% | $5,439-73.5% |
| Admin fee / account holder | $276 | $3,055-91.0% | $2,320-88.1% | $10,886-97.5% |