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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,917 | $157,304+34.7% | $141,197+50.1% | $152,909+38.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.30% | 64.34%-43.0pp | 71.41%-50.1pp | 345.46%-324.2pp |
| Employer contribution / active EE | $1,834 | $5,263-65.2% | $4,736-61.3% | $4,764-61.5% |
| Participant deferral / active EE | $9,335 | $7,111+31.3% | $6,710+39.1% | $5,851+59.5% |
| Admin fee / account holder | $1,703 | $12,126-86.0% | $10,265-83.4% | $11,601-85.3% |