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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,191,898 | $105,158+1033.4% | $94,672+1159.0% | $139,487+754.5% |
| Participation rate | 66.7% | 82.4%-15.7pp | 80.8%-14.2pp | 80.3%-13.7pp |
| Annual return | 16.00% | 38.11%-22.1pp | 156.89%-140.9pp | 373.84%-357.8pp |
| Employer contribution / active EE | $19,214 | $4,107+367.8% | $3,673+423.1% | $4,755+304.1% |
| Participant deferral / active EE | $10,001 | $7,599+31.6% | $7,417+34.8% | $6,713+49.0% |
| Admin fee / account holder | $440 | $8,972-95.1% | $7,222-93.9% | $11,407-96.1% |