Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,515 | $91,536-79.8% | $130,062-85.8% | $75,177-75.4% |
| Participation rate | 26.5% | 71.5%-44.9pp | 78.5%-52.0pp | 67.2%-40.7pp |
| Annual return | 22.24% | -631.62%+653.9pp | -137.37%+159.6pp | 160.75%-138.5pp |
| Employer contribution / active EE | $855 | $2,845-70.0% | $4,322-80.2% | $2,671-68.0% |
| Participant deferral / active EE | $1,414 | $4,343-67.4% | $5,821-75.7% | $4,126-65.7% |
| Admin fee / account holder | $877 | $6,780-87.1% | $10,601-91.7% | $5,651-84.5% |