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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,737 | $67,606+4.6% | $82,313-14.1% | $70,124+0.9% |
| Participation rate | 94.2% | 72.8%+21.4pp | 76.9%+17.3pp | 69.5%+24.7pp |
| Annual return | 17.09% | 21.57%-4.5pp | 25.88%-8.8pp | 73.14%-56.1pp |
| Employer contribution / active EE | $9,209 | $1,755+424.7% | $2,428+279.2% | $2,342+293.1% |
| Participant deferral / active EE | $4,747 | $2,987+58.9% | $3,706+28.1% | $3,332+42.5% |
| Admin fee / account holder | $4,381 | $4,512-2.9% | $5,608-21.9% | $4,645-5.7% |