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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,105 | $89,367-29.4% | $141,191-55.3% | $72,975-13.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.08% | 111.87%-93.8pp | 71.41%-53.3pp | 81.01%-62.9pp |
| Employer contribution / active EE | $8,287 | $3,115+166.1% | $4,736+75.0% | $2,440+239.6% |
| Participant deferral / active EE | $8,783 | $5,419+62.1% | $6,710+30.9% | $3,608+143.5% |
| Admin fee / account holder | $8,872 | $5,957+48.9% | $10,264-13.6% | $5,124+73.1% |