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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,528 | $53,162-27.5% | $91,225-57.8% | $68,486-43.7% |
| Participation rate | 97.9% | 63.2%+34.7pp | 73.2%+24.7pp | 67.9%+30.0pp |
| Annual return | -18.30% | -3.14%-15.2pp | 114.12%-132.4pp | -7.85%-10.4pp |
| Employer contribution / active EE | $1,912 | $1,709+11.8% | $2,851-32.9% | $2,597-26.4% |
| Participant deferral / active EE | $2,602 | $2,974-12.5% | $4,233-38.5% | $4,028-35.4% |
| Admin fee / account holder | $9,057 | $4,493+101.6% | $5,422+67.0% | $5,404+67.6% |