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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,962 | $175,259+20.4% | $149,723+40.9% | $139,487+51.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.09% | 166.82%-150.7pp | 134.50%-118.4pp | 373.84%-357.7pp |
| Employer contribution / active EE | $31,574 | $5,478+476.3% | $4,821+554.9% | $4,755+564.1% |
| Participant deferral / active EE | $11,081 | $6,522+69.9% | $5,682+95.0% | $6,713+65.1% |
| Admin fee / account holder | $65,628 | $16,158+306.2% | $13,215+396.6% | $11,407+475.3% |