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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,154 | $27,632-77.7% | $61,452-90.0% | $68,486-91.0% |
| Participation rate | 23.8% | 39.5%-15.7pp | 52.6%-28.8pp | 67.9%-44.1pp |
| Annual return | -16.17% | -13.24%-2.9pp | 338.96%-355.1pp | -7.85%-8.3pp |
| Employer contribution / active EE | $233 | $696-66.5% | $1,160-79.9% | $2,597-91.0% |
| Participant deferral / active EE | $430 | $1,264-66.0% | $2,125-79.8% | $4,028-89.3% |
| Admin fee / account holder | $797 | $2,010-60.4% | $2,131-62.6% | $5,404-85.3% |