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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,177 | $51,708+86.0% | $106,619-9.8% | $62,881+53.0% |
| Participation rate | 67.4% | 66.9%+0.5pp | 78.0%-10.6pp | 69.3%-1.9pp |
| Annual return | 7.31% | 4.69%+2.6pp | 9.42%-2.1pp | 20.14%-12.8pp |
| Employer contribution / active EE | $1,640 | $1,764-7.0% | $3,947-58.4% | $2,281-28.1% |
| Participant deferral / active EE | $3,212 | $2,315+38.7% | $3,930-18.3% | $3,203+0.3% |
| Admin fee / account holder | $3,372 | $3,349+0.7% | $6,418-47.5% | $4,296-21.5% |