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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,509 | $54,541-53.2% | $78,778-67.6% | $70,124-63.6% |
| Participation rate | 71.7% | 60.8%+10.9pp | 69.2%+2.5pp | 69.5%+2.2pp |
| Annual return | 15.41% | 21.07%-5.7pp | 35.62%-20.2pp | 73.14%-57.7pp |
| Employer contribution / active EE | $196 | $1,089-82.0% | $1,986-90.1% | $2,342-91.6% |
| Participant deferral / active EE | $1,772 | $2,210-19.8% | $2,958-40.1% | $3,332-46.8% |
| Admin fee / account holder | $2,293 | $3,709-38.2% | $5,134-55.3% | $4,645-50.6% |