Retirement plan

RATHJE COMPANIES 401(K) PLAN

Name: RATHJE ENTERPRISES, INC. - RATHJE COMPANIES 401(K) PLAN (2021) Form 5500
Creator: RATHJE ENTERPRISES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RATHJE COMPANIES 401(K) PLAN, RATHJE ENTERPRISES, INC.

RATHJE ENTERPRISES, INC.EIN 37-1152236Plan #005PY 2021

P.O. BOX 976 - DECATUR, IL 62525217-423-2593

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$74.2M

+3.6% from 2020

Total participants

847

-11.1% from 2020

Average account balance

$111,076

+16.5% from 2020

Annual return

13.44%

-2.40 pp from 2020

Benchmarks

See 1,300 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,300 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$76.14M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$119K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

638

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

60.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.23M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$284

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
MILLIMAN, INC.1 year Service code 15 · EIN 91-0675641	Recordkeeping	$48,338
T ROWE PRICE RPS INC6 years Filed as: T. ROWE PRICE RPS INC Service code 38 100 EAST PRATT STREET · BALTIMORE, MD 21202	Participant Communication	$19,052
MATRIX TRUST COMPANY1 year Service code 19 · EIN 75-3182674	Securities Custodian	$10,201
FORVIS, LLP1 year Filed as: FORVIS LLP Service code 10 · EIN 44-0160260	Accounting	$5,125

Plan features & details

Pension benefit codes2E2F2G2J2K3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$83K

$139 / participant

Other / not subdivided$83K100.0%

% of EOY assets

0.111%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: FORVIS, LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$111,076

$78,275+41.9%

$109,188+1.7%

$86,821+27.9%

Participation rate

70.0%

73.8%-3.8pp

75.9%-5.9pp

72.3%-2.3pp

Annual return

13.44%

19.14%-5.7pp

25.76%-12.3pp

97.94%-84.5pp

Employer contribution / active EE

$1,886

$3,105-39.3%

$3,723-49.3%

$2,406-21.6%

Participant deferral / active EE

$2,558

$3,641-29.8%

$4,654-45.0%

$4,132-38.1%

Admin fee / account holder

$124

$198-37.6%

$6,755-98.2%

$170-27.0%

Provider

Service type

Compensation

MILLIMAN, INC.1 year

Service code 15 · EIN 91-0675641

Recordkeeping

$48,338

T ROWE PRICE RPS INC6 years

Filed as: T. ROWE PRICE RPS INC

Service code 38

100 EAST PRATT STREET · BALTIMORE, MD 21202

Participant Communication

$19,052

MATRIX TRUST COMPANY1 year

Service code 19 · EIN 75-3182674

Securities Custodian

$10,201

FORVIS, LLP1 year

Filed as: FORVIS LLP

Service code 10 · EIN 44-0160260

Accounting

$5,125

RATHJE COMPANIES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RATHJE COMPANIES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion