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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,144 | $190,879-66.4% | $160,009-59.9% | $134,532-52.3% |
| Participation rate | 81.3% | 82.0%-0.7pp | 78.0%+3.3pp | 81.2%0pp |
| Annual return | -12.21% | 552.63%-564.8pp | 408.85%-421.1pp | 418.27%-430.5pp |
| Employer contribution / active EE | -$85 | $4,995-101.7% | $4,225-102.0% | $4,741-101.8% |
| Participant deferral / active EE | $3,699 | $6,924-46.6% | $6,183-40.2% | $6,401-42.2% |
| Admin fee / account holder | $830 | $10,495-92.1% | $8,715-90.5% | $11,429-92.7% |