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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,771 | $100,033+87.7% | $149,716+25.4% | $70,124+167.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 24.30% | 27.43%-3.1pp | 1501.67%-1477.4pp | 73.14%-48.8pp |
| Employer contribution / active EE | $13,754 | $3,661+275.7% | $5,444+152.6% | $2,342+487.2% |
| Participant deferral / active EE | $5,225 | $4,982+4.9% | $6,568-20.5% | $3,332+56.8% |
| Admin fee / account holder | $413 | $8,285-95.0% | $11,282-96.3% | $4,645-91.1% |