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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,077 | $77,814+195.7% | $158,223+45.4% | $86,983+164.5% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 3.70% | 30.54%-26.8pp | 52.09%-48.4pp | 25.83%-22.1pp |
| Employer contribution / active EE | $7,733 | $2,592+198.3% | $4,109+88.2% | $2,584+199.2% |
| Participant deferral / active EE | $5,144 | $3,270+57.3% | $5,467-5.9% | $4,194+22.6% |
| Admin fee / account holder | $26,624 | $5,879+352.8% | $16,047+65.9% | $7,856+238.9% |