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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,779 | $88,585-48.3% | $69,884-34.5% | $134,532-66.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -21.46% | 442.80%-464.3pp | 190.81%-212.3pp | 418.27%-439.7pp |
| Employer contribution / active EE | $1,358 | $3,235-58.0% | $2,560-47.0% | $4,741-71.4% |
| Participant deferral / active EE | $2,222 | $4,770-53.4% | $3,848-42.3% | $6,401-65.3% |
| Admin fee / account holder | $25,033 | $10,441+139.8% | $6,266+299.5% | $11,429+119.0% |