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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,814 | $102,245-26.8% | $89,340-16.3% | $137,256-45.5% |
| Participation rate | 66.7% | 74.9%-8.2pp | 69.6%-2.9pp | 80.0%-13.3pp |
| Annual return | 12.10% | 21.89%-9.8pp | 20.57%-8.5pp | 220.34%-208.2pp |
| Employer contribution / active EE | $1,172 | $2,529-53.7% | $2,231-47.5% | $4,156-71.8% |
| Participant deferral / active EE | $1,625 | $4,436-63.4% | $3,823-57.5% | $6,407-74.6% |
| Admin fee / account holder | $1,687 | $8,085-79.1% | $6,704-74.8% | $12,270-86.3% |