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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $745,469 | $202,342+268.4% | $172,752+331.5% | $152,897+387.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.76% | 1029.83%-1010.1pp | 802.97%-783.2pp | 345.43%-325.7pp |
| Employer contribution / active EE | $3,077 | $5,858-47.5% | $5,144-40.2% | $4,764-35.4% |
| Participant deferral / active EE | $429 | $5,948-92.8% | $5,198-91.8% | $5,851-92.7% |
| Admin fee / account holder | $57,632 | $17,111+236.8% | $13,955+313.0% | $11,599+396.9% |