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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,997 | $133,998-59.7% | $112,263-51.9% | $134,545-59.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -41.25% | 47.17%-88.4pp | 27.49%-68.7pp | 418.37%-459.6pp |
| Employer contribution / active EE | $10,456 | $4,040+158.8% | $3,636+187.5% | $4,742+120.5% |
| Participant deferral / active EE | $1,028 | $5,292-80.6% | $4,729-78.3% | $6,401-83.9% |
| Admin fee / account holder | $398 | $7,493-94.7% | $6,410-93.8% | $11,431-96.5% |