Retirement plan

BIERNBAUM PLUMBING, HEATING, & COOLING, INC PROFIT SHARING PLAN

Name: BIERNBAUM PLMB., HTG., & COOL.,INC. - BIERNBAUM PLUMBING, HEATING, & COOLING, INC PROFIT SHARING PLAN (2017) Form 5500
Creator: BIERNBAUM PLMB., HTG., & COOL.,INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BIERNBAUM PLUMBING, HEATING, & COOLING, INC PROFIT SHARING PLAN, BIERNBAUM PLMB., HTG., & COOL.,INC.

BIERNBAUM PLMB., HTG., & COOL.,INC.EIN 37-1088537Plan #001PY 2017

201 N. WASHINGTON, P O BOX 184 - PALESTINE, IL 62451618-586-2528

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$376K

+6.6% from 2016

Total participants

-25.0% from 2016

Average account balance

$125,440

+42.1% from 2016

Annual return

11.85%

+4.11 pp from 2016

Benchmarks

See 37,229 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort37,229 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$756K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$252K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

150.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$35K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.74%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$41K

$13506 / participant

Other / not subdivided$41K100.0%

% of EOY assets

10.767%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$125,440

$106,008+18.3%

$92,240+36.0%

$147,586-15.0%

Participation rate

100.0%

80.4%+19.6pp

76.5%+23.5pp

82.8%+17.2pp

Annual return

11.85%

50.05%-38.2pp

176.29%-164.4pp

578.59%-566.7pp

Employer contribution / active EE

$7,333

$4,333+69.2%

$3,680+99.3%

$4,876+50.4%

Participant deferral / active EE

$4,478-100.0%

$3,897-100.0%

$5,439-100.0%

Admin fee / account holder

$13,506

$6,333+113.3%

$5,194+160.0%

$10,886+24.1%

BIERNBAUM PLUMBING, HEATING, & COOLING, INC PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BIERNBAUM PLUMBING, HEATING, & COOLING, INC PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion