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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,653 | $85,766+64.0% | $136,297+3.2% | $70,124+100.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 18.45% | 31.45%-13.0pp | 5156.19%-5137.7pp | 73.14%-54.7pp |
| Employer contribution / active EE | $3,043 | $2,966+2.6% | $4,696-35.2% | $2,342+29.9% |
| Participant deferral / active EE | $6,855 | $5,051+35.7% | $6,247+9.7% | $3,332+105.7% |
| Admin fee / account holder | $8,496 | $5,420+56.7% | $9,244-8.1% | $4,645+82.9% |