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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,562 | $76,401+29.0% | $106,387-7.4% | $64,173+53.6% |
| Participation rate | 70.4% | 73.5%-3.2pp | 77.5%-7.1pp | 69.6%+0.8pp |
| Annual return | -6.94% | -2.19%-4.7pp | 0.25%-7.2pp | 7.63%-14.6pp |
| Employer contribution / active EE | $973 | $2,680-63.7% | $3,520-72.4% | $2,381-59.1% |
| Participant deferral / active EE | $4,864 | $4,274+13.8% | $5,421-10.3% | $3,470+40.2% |
| Admin fee / account holder | $1,280 | $4,610-72.2% | $7,510-83.0% | $4,887-73.8% |