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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,104 | $160,028+112.5% | $147,080+131.2% | $145,884+133.1% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 17.05% | 98.60%-81.5pp | 420.17%-403.1pp | 551.85%-534.8pp |
| Employer contribution / active EE | $9,548 | $5,286+80.6% | $4,933+93.5% | $4,662+104.8% |
| Participant deferral / active EE | $9,225 | $8,422+9.5% | $8,066+14.4% | $6,690+37.9% |
| Admin fee / account holder | $78,197 | $15,030+420.3% | $12,989+502.0% | $13,392+483.9% |