Retirement plan

CHAUFFEURS TEAMSTERS WAREHOUSEMAN & HELPERS LOCAL UNION 135 PROFIT SHARING PLAN

Name: MT. CARMEL STABILIZATION GROUP, INC. - CHAUFFEURS TEAMSTERS WAREHOUSEMAN & HELPERS LOCAL UNION 135 PROFIT SHARING PLAN (2019) Form 5500
Creator: MT. CARMEL STABILIZATION GROUP, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CHAUFFEURS TEAMSTERS WAREHOUSEMAN & HELPERS LOCAL UNION 135 PROFIT SHARING PLAN, MT. CARMEL STABILIZATION GROUP, INC.

MT. CARMEL STABILIZATION GROUP, INC.EIN 37-1075731Plan #002PY 2019

1611 COLLEGE DRIVE - MT. CARMEL, IL 62863618-262-5118mtcsg.comLinkedIn51-200 employeesconstruction

Other plans on this EIN

1 filing

#001Retirement-$10.9M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.4M

+32.6% from 2018

Total participants

+9.1% from 2018

Average account balance

$114,705

+21.5% from 2018

Annual return

20.43%

+24.32 pp from 2018

Benchmarks

See 40,726 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort40,726 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.28M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$176K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$225K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$66547

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$76K

$6894 / participant

Other / not subdivided$76K100.0%

% of EOY assets

5.510%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$114,705

$107,368+6.8%

$92,915+23.5%

$152,909-25.0%

Participation rate

100.0%

79.8%+20.2pp

76.0%+24.0pp

82.5%+17.5pp

Annual return

20.43%

145.64%-125.2pp

109.45%-89.0pp

345.46%-325.0pp

Employer contribution / active EE

$17,667

$4,222+318.4%

$3,653+383.6%

$4,764+270.9%

Participant deferral / active EE

$4,848-100.0%

$4,238-100.0%

$5,851-100.0%

Admin fee / account holder

$6,320

$7,082-10.8%

$5,796+9.0%

$11,601-45.5%

CHAUFFEURS TEAMSTERS WAREHOUSEMAN & HELPERS LOCAL UNION 135 PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CHAUFFEURS TEAMSTERS WAREHOUSEMAN & HELPERS LOCAL UNION 135 PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion