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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,649 | $112,933-58.7% | $90,970-48.7% | $158,982-70.7% |
| Participation rate | 68.2% | 74.7%-6.6pp | 69.0%-0.8pp | 82.0%-13.8pp |
| Annual return | 8.78% | 215.82%-207.0pp | 134.60%-125.8pp | 302.99%-294.2pp |
| Employer contribution / active EE | $1,503 | $2,893-48.0% | $2,122-29.1% | $4,763-68.4% |
| Participant deferral / active EE | $2,162 | $4,128-47.6% | $3,373-35.9% | $5,983-63.9% |
| Admin fee / account holder | $4,264 | $8,047-47.0% | $5,961-28.5% | $11,252-62.1% |