See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EPIC ADVISORS INC Service code 15 · EIN 16-1450952 | Recordkeeping | $37,275 |
NBT BANCORP NA4 years Filed as: NBT CAPITAL MANAGEMENT Service code 27 · EIN 55-0846628 | Advisory (Plan) | $28,694 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,845 | $79,013+28.9% | $100,391+1.4% | $74,495+36.7% |
| Participation rate | 95.0% | 79.5%+15.5pp | 81.5%+13.5pp | 67.2%+27.8pp |
| Annual return | 14.45% | 20.41%-6.0pp | 49.20%-34.8pp | 1364.94%-1350.5pp |
| Employer contribution / active EE | $0 | $3,021-100.0% | $3,942-100.0% | $2,623-100.0% |
| Participant deferral / active EE | $3,674 | $7,760-52.7% | $8,082-54.5% | $4,346-15.5% |
| Admin fee / account holder | $344 | $1,320-74.0% | $7,899-95.7% | $1,942-82.3% |