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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,925 | $78,423-83.5% | $95,964-86.5% | $79,856-83.8% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 13.46% | 19.37%-5.9pp | 91.64%-78.2pp | 31.71%-18.2pp |
| Employer contribution / active EE | $1,893 | $1,945-2.7% | $2,541-25.5% | $2,471-23.4% |
| Participant deferral / active EE | $552 | $3,440-83.9% | $4,167-86.7% | $3,741-85.2% |
| Admin fee / account holder | $918 | $5,622-83.7% | $6,797-86.5% | $5,306-82.7% |