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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,298 | $148,623-39.9% | $135,974-34.3% | $139,466-36.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 6.65% | 79.30%-72.6pp | 68.30%-61.7pp | 373.66%-367.0pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,859-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $12,424 | $8,103+53.3% | $7,760+60.1% | $6,712+85.1% |
| Admin fee / account holder | $172,646 | $12,406+1291.7% | $10,767+1503.5% | $11,409+1413.3% |