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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,348 | $165,399+28.4% | $149,745+41.8% | $158,982+33.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 9.92% | 348.34%-338.4pp | 276.72%-266.8pp | 302.99%-293.1pp |
| Employer contribution / active EE | $8,470 | $5,105+65.9% | $4,646+82.3% | $4,763+77.8% |
| Participant deferral / active EE | $4,435 | $7,183-38.3% | $6,843-35.2% | $5,983-25.9% |
| Admin fee / account holder | $11,222 | $10,811+3.8% | $9,312+20.5% | $11,252-0.3% |