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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,127 | $75,962+67.4% | $154,108-17.5% | $64,173+98.1% |
| Participation rate | 95.7% | 70.4%+25.2pp | 83.0%+12.6pp | 69.6%+26.1pp |
| Annual return | -8.02% | 30.32%-38.3pp | 735.21%-743.2pp | 7.63%-15.6pp |
| Employer contribution / active EE | $3,045 | $3,350-9.1% | $5,298-42.5% | $2,381+27.9% |
| Participant deferral / active EE | $5,414 | $3,175+70.5% | $5,081+6.6% | $3,470+56.0% |
| Admin fee / account holder | $3,785 | $5,589-32.3% | $13,411-71.8% | $4,887-22.6% |